Study Abroad & Domestic
Get Education Loan of up to
Get Education Loan of up to
₹75 Lakhs!
100% Reliable
100% Secure
Quick Process
10L+
Monthly Sourcing Queries
4.8
Customer Trust Score
35+
Active NBFC & Bank Partners
₹500Cr+
Loan Sourced Volume
Eligibility Criteria
Who can apply
- Age: 21 - 58 Years
- Monthly Income: ₹20,000+ (Salaried/Self-employed)
- CIBIL Score: 650+ preferred
- Employment Vintage: Minimum 1 Year stable
Documents Required
Keep these ready
- Identity Proof: PAN Card / Aadhaar Card
- Address Proof: Electricity Bill / Passport
- Income Proof: Last 3 Months Salary Slips
- Bank Statement: Last 6 Months active account
Simple Process
Apply digitally in 3 simple steps
01
Register Online
Enter your phone number and complete a secure mobile verification process.
02
Compare & Approve
Instantly match and view eligible offers from leading bank partners paperlessly.
03
Instant Disbursal
Get the loan amount credited directly into your active bank account in hours.
Got Questions?
Frequently Asked Questions
Everything you need to know about Education Loan limits, payouts, and criteria.
With AavivaCred, our digital matching engine processes personal loan offers in under 15 minutes. Final bank verification and disbursal take 24-48 hours.
Yes, prepayments are permitted. Foreclosure rules and charges vary from 0% to 4% depending on the lending bank partner.
No guarantor or collateral is required. Loans are approved based on your income eligibility and CIBIL credit history.
Lenders prefer a CIBIL score of 650 or above, but we also have partners that cater to individuals with slightly lower scores or new-to-credit profiles.
Prepayment terms vary by lender. Many partners offer zero foreclosure charges after 6 or 12 successful EMI payments.
We analyze your income profile and credit parameters against the algorithms of 30+ banks and NBFCs, matching you with the lender most likely to approve your loan at the lowest rate.
Education Loan Products
